USER AGREEMENT

We welcome you to our platform (the "Platform") where you discovered the link to this User Agreement (the "Platform"), and to our Data Protection Policy (the "Data Protection Policy"). This platform is operated and administered by Unbanx and any holding companies, subsidiaries, or related entities, all trading under the Unbanx name. The Platform is our property (referred to collectively as "we", "our", or "us") and you may reach us at any time by email at:

By accessing the Platform or using our products and/or solutions ("Provider Solutions" and collectively with Subscription Solutions, referred to as "Solutions"), you agree to comply with this User Agreement (the "Agreement") and our Data Protection Policy. This Agreement includes operational rules, policies, information, and other supplementary terms. We reserve the right to amend the Agreement from time to time without notice and at our sole discretion. It is your responsibility to review this page periodically for updates to the Agreement, which will take effect upon publication. Your continued use of the Platform will be deemed acceptance of the Agreement.

Please review the full terms of this User Agreement carefully. If you do not agree with any part of it, you are not permitted to use the Solutions or the Platform in any way. We reserve the right to deny access to the Solutions and/or Platform at our sole discretion.

NO FINANCIAL ADVICE

Unless expressly stated otherwise, this platform is not designed for the purpose of providing personal financial or investment advice. The information provided does not take into account your particular investment objectives, financial situation, or investment needs.

You should assess whether the information on this platform is appropriate to your particular investment objectives, financial situation, and investment needs. You should do this before making any investment decision based on information provided on or in connection with this platform. You may carry out this assessment yourself or seek the professional assistance of an independent financial adviser.

Unless expressly stated otherwise, the information on this platform does not constitute a recommendation to invest in financial products or solutions offered by any member of the IG group of companies.

OFFERINGS AND SOLUTIONS

Not all offerings and solutions mentioned on this platform are necessarily provided by us. The identification or use of offerings, solutions, platforms, or networks belonging to external parties does not constitute an endorsement of such offerings, solutions, platforms, or networks. This platform may allow you to access platforms and networks provided by parties other than ourselves via hypertext or other links.

We accept no responsibility or liability of any kind with respect to any material on any platform or network that is not under our direct control. You acknowledge that your access to such other platforms or networks via such a link may require us to provide certain information about you to the owner of that platform or network. Nothing on this platform is intended to be, nor should you construe it as, investment or financial advice from or by us.

SCOPE AND AMENDMENT

You accept the terms outlined here regarding your use of our Platform. This Agreement constitutes the entire agreement between you and us, superseding all prior agreements, representations, warranties, and understandings relating to the Platform.

Please note that this Agreement may change periodically. If we amend this Agreement, we will inform you of the choices available to you as a result of those changes. We will also publish a notice indicating the amendment. Your continued use of the Platform and/or our Solutions implies your full agreement to comply with the updated terms and conditions in force at that time. It is your responsibility to check this page regularly for updates and/or changes.

ELIGIBILITY

The Platform and our Solutions are available exclusively to individuals eligible to enter into legally binding contracts under applicable law. They are not intended for use by individuals under the age of eighteen (18). If you are under eighteen (18) years of age, you are not permitted to use and/or access the Platform and/or Solutions.

DESCRIPTION OF SOLUTIONS

Subscription Solutions: Once you have registered on the Platform and received approval from us, you may obtain, or attempt to obtain, Subscription Solutions on a paid or free basis. These solutions provide email, text, and other materials ("Subscription Content") relevant to online marketing from us and third-party partners ("Third-Party Providers"). This does not constitute investment advice. You understand and agree that we are not responsible or liable for the accuracy, completeness, or appropriateness of the Subscription Content.

Provider and Third-Party Solutions: By completing registration forms, you may obtain, or attempt to obtain, certain products and/or solutions from the Platform. Product and/or solution descriptions on the Platform may be provided by Third-Party Providers. We do not guarantee the accuracy or completeness of such descriptions. You understand and agree that we are not responsible or liable for your inability to obtain products and/or solutions from the Platform, or for any dispute with product sellers, distributors, or third-party providers with whom you may interact in connection with the platform.

General: To use the Solutions, you must provide accurate Solutions Registration data, and we reserve the right to reject incomplete, fraudulent, or unacceptable data. Unless expressly stated otherwise, any future offerings that enhance Platform functionality will be subject to this Agreement. You agree that we are not responsible for your inability to use and/or qualify for the Solutions, or for any modification, suspension, or discontinuation.

INTELLECTUAL PROPERTY RIGHTS

The Platform, Content, and Solutions, including organisation, graphics, design, compilation, software, and other matters, are protected under copyright, trade marks, and other applicable intellectual property rights. Reproducing, redistributing, or selling any part of the Platform, Content, and/or Solutions is strictly prohibited. Retrieval of material by automated means or scraping for any purpose without written authorisation is prohibited. You do not acquire any proprietary rights over any content, documents, software, solutions, or materials on the Platform. Our name, logo, graphics, icons, and solution names are trade marks. Unauthorised use of any trade mark is strictly prohibited.

PROPRIETARY INFORMATION

Proprietary information refers to confidential information identified as such and excludes publicly known information, pre-existing knowledge, independently developed information, or information received from an external party without restrictions on disclosure. The duty to protect proprietary information expires one (1) year after termination.

HYPERLINKING TO THE PLATFORM, CO-BRANDING, "FRAMING" AND/OR REFERENCING THE PLATFORM PROHIBITED

Hyperlinking the Platform or any part of it to another platform without our express authorisation is prohibited. "Framing" the Platform or referencing its Uniform Resource Locator ("URL") without our written permission is strictly prohibited. Cooperation is required to remove such content or activity, and you are responsible for any associated damages.

AMENDMENT, REMOVAL AND MODIFICATION

We reserve the right to amend and/or remove any document, information, or content on the Platform without notice.

DISCLAIMER

THE PLATFORM, SOLUTIONS, CONTENT, AND ANY THIRD-PARTY PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL WARRANTIES, EXPRESS AND IMPLIED, EXCLUDED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. WE DO NOT WARRANT THAT THE PLATFORM, SOLUTIONS, CONTENT, AND/OR THIRD-PARTY PRODUCTS WILL MEET YOUR REQUIREMENTS OR BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. YOU AGREE THAT WE ARE NOT LIABLE FOR ANY CLAIM IN CONNECTION WITH THE INABILITY TO USE THE PLATFORM, SOLUTIONS, CONTENT, AND/OR THIRD-PARTY PRODUCTS. THE PLATFORM MAY CONTAIN BUGS, ERRORS, OR LIMITATIONS, AND WE ARE NOT RESPONSIBLE FOR THE AVAILABILITY OF YOUR INTERNET CONNECTION.

LIMITATION OF LIABILITY

WE ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES. THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION, INCLUDING BREACH OF CONTRACT, WARRANTY, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATION, AND ANY OTHER TORT. YOU RELEASE US AND OUR THIRD-PARTY PROVIDERS FROM OBLIGATIONS, LIABILITIES, AND CLAIMS BEYOND THE LIMITATION SET OUT HEREIN. WHERE APPLICABLE LAW DOES NOT PERMIT THIS LIMITATION, OUR MAXIMUM LIABILITY IN ANY CIRCUMSTANCES SHALL BE FIVE HUNDRED DOLLARS ($500.00).

INDEMNIFICATION

You agree to indemnify and hold us, our partners, subsidiaries, affiliates, and their respective members, officers, directors, employees, agents, and partners harmless from any claim, expense, damage, cause, cost, demand, and/or judgement brought by any external party arising from or relating to your use of the Platform, Solutions, or Content; your breach of this Agreement; and/or your infringement of another individual's and/or entity's rights.

THIRD-PARTY PLATFORMS

The Platform may provide links to other Internet platforms and/or resources owned by Third-Party Providers. We are not responsible for the availability of such third-party platforms and/or resources, nor for their content, and we do not endorse or accept liability for their terms, privacy policies, content, advertising, solutions, products, or materials.

DATA PROTECTION POLICY / VISITOR INFORMATION

Your use of the Platform and all comments, feedback, information, Registration Data, and/or materials submitted are subject to our Data Protection Policy. We reserve the right to use information regarding your use of the Platform and personally identifiable information in accordance with our Data Protection Policy and applicable data protection laws.

LEGAL WARNING

Any attempt to damage, destroy, tamper with, vandalise, or interfere with the operation of the Platform is a violation of criminal and civil law. We will pursue remedies against any offending individual or entity to the fullest extent permitted by law and in equity.

CHOICE OF LAW AND JURISDICTION

This Agreement is governed by and construed in accordance with the laws of the United Kingdom. The Parties will attempt to negotiate in good faith a settlement for any claim or dispute arising from or relating to this User Agreement amicably. If the Parties cannot agree on terms, the dispute shall be submitted exclusively to confidential arbitration proceedings before a single arbitrator in London under ICC rules, whose award shall be final and binding. Neither party shall bring a claim before their local court of domicile or any other forum.

DATA PROTECTION ADDENDUM

This Data Protection Addendum forms part of our User Agreement. Terms used herein have meanings specified in this Addendum. Except as amended below, the Agreement remains in full force and effect.

1. Definitions
   1. Applicable Laws: EU or Member State laws relating to Personal Data subject to EU Data Protection Laws and other applicable laws for Personal Data subject to other Data Protection Laws.
   2. Controller: Entity that determines the purposes and means of processing Personal Data.
   3. Data Protection Laws: EU Data Protection Laws and data protection or privacy laws of any other country.
   4. EU Data Protection Laws: EU Directive 95/46/EC, the GDPR, and related legislation.
   5. GDPR: EU General Data Protection Regulation 2016/679.
2. Collection and Processing of Personal Data
   1. We agree to comply with all applicable Data Protection Laws in the Processing of Personal Data.
      1. We represent and warrant that we have the necessary permissions and consents from data subjects to lawfully permit the collection, processing, and sharing of Personal Data via the Solutions in accordance with Applicable Laws.
      2. We will maintain a mechanism for obtaining and withdrawing consent, in accordance with Applicable Laws, and a publicly available privacy policy.
      3. We acknowledge that we do not provide Solutions to children under the age of eighteen (18).
3. Security
   1. We will implement appropriate technical and organisational measures for data security in accordance with Article 32(1) of the GDPR.
4. Sub-processing
   1. You authorise us to appoint Sub-processors, and we guarantee written contracts with Sub-processors that offer the same level of protection for Personal Data as set out in this Addendum and satisfy GDPR requirements.
5. Data Subject Rights
   1. We will assist in responding to Data Subject rights requests under Data Protection Laws, taking into account the nature of the Processing.
6. Personal Data Breach
   1. We will promptly inform affected Data Subjects upon becoming aware of a Personal Data Breach, assisting in investigation, mitigation, and remedy.
7. General Terms
   1. Disputes or claims arising from this Agreement are subject to the jurisdiction stipulated herein. If any provision is found invalid, the remainder shall continue in full force.
8. Amendments
   1. Amendments to this Agreement may be made from time to time at our sole discretion.

By accepting this User Agreement, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined above. Your continued use of the Platform and Solutions constitutes acceptance of these terms. If you have any questions or concerns, please contact us at